Climate, carbon, and nature in every financial decision

The PDF gets filed. The investment committee proceeds without it. This is the problem we solve. Not by making better reports, but by building infrastructure where decisions happen.

How much room does this building have before something breaks? Can the position improve? Starting with climate physical risk.

Binding constraint

Market domain limits runway

Asset+12 yrs

Function+8 yrs

Dependencies+5 yrs

Market18 mo

Insurance renewal at risk. Lender requirements tighten June 2026.

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The problem

The industry assesses locations.
Capital flows to buildings, companies, and funds.

Climate projections assess coordinates. No methodology connects climate, carbon, and nature at the level where capital is actually deployed - the building, the portfolio, the fund.

Why now

ASRS requires Australian listed entities to report climate-related financial risks from 2025. SS5/25 requires UK-regulated firms to assess at property level. TNFD and ISSB S2 are converging globally. Climate, carbon, and nature risk is no longer optional disclosure - it is becoming a condition of capital access.

The solution

The industry starts with climate and works toward decisions.
We start with the asset.

Two buildings on the same street. Same coordinates. Same climate projections. Different scores from every provider. One has 15 years of headroom. The other has 3. The incumbent methodologies cannot tell them apart.

Climate · Heat stress

Cooling headroom

−1.2°C

High

Threshold

40°C

Observed

41.2°C

HVAC system fails at 40°C. Projected peak reaches 41.2°C under 1% AEP scenario.

Binding constraint

Market domain limits runway

Asset+12 yrs

Function+8 yrs

Dependencies+5 yrs

Market18 mo

Insurance renewal at risk. Lender requirements tighten June 2026.

Headroom, not exposure.
Binding constraints, not scores.

Exposure tells you what might happen at a coordinate. Headroom tells you how much room the actual building has before it matters. One is a weather forecast. The other is whether the roof leaks.

Headroom

Physical margin to failure threshold. Not a score. The distance to the point where something breaks.

Binding constraints

Which domain limits the asset's runway - the building itself, its function, its dependencies, or the market.

Capacity

Can the position improve, at what cost, and in what timeframe.

Not a report

A living system, not a point-in-time assessment

Reports are obsolete before the ink dries. Andefena accumulates evidence, updates assessments as conditions change, and adjusts confidence as new data arrives. The assessment gets sharper every cycle - not because we re-run a model, but because the system learns from observed reality.

Event-triggered

When extreme weather hits an assessed asset, the system prompts: how did it cope? If it performed as modelled, confidence increases. If it didn't, headroom estimates sharpen.

Evidence-accumulating

Every engagement adds data to the pattern library. What typically binds, what interventions cost, what works. The methodology gets smarter with every assessment.

Scenario-absorbing

When climate projections update or carbon pathways tighten, headroom recalculates automatically. The pathway is an input. The decision is the output.

Why Andefena

Not a consultant. Not a data provider.
Infrastructure with an institution behind it.

Consultants produce reports. Data providers produce scores. Neither can be the neutral layer that every counterparty in a transaction relies on. Andefena is built for that role - independent assessment, institution-backed output, trusted by the owner and every counterparty that acts on it.

Who we work with

The decisions we serve

Every client makes a different decision about the same building. The methodology is the same. The output is structured for the decision at hand.

Real estate owners

Asset and portfolio strategy

Fund managers

Fund strategy and LP reporting

Lenders

Collateral climate risk assessment

Insurers

Underwriting and peril validation

Investors and LPs

Fund climate position and alpha signals

Tenants and occupiers

Due diligence and operational risk

About Andefena

Built from 30 years inside the decisions it now serves

Andefena was founded to close the gap between how risk is assessed and how capital decisions are actually made. The methodology was developed through direct work with institutional real estate owners, fund managers, lenders, and insurers.